Your most important asset.

What is your most important asset?
The most valuable things you own ?

Is it your house ? your car ? your business ?

no, no, no.

I think is you.

You are your most important asset.
Your ability to make a million dollars or more in your lifetime.
That's is the beauty of living in singapore.
Get promoted, bonuses, winning 4D, big sweeps and ultimately more income.

Insurance protect your economic life value.
Let's say on average throughout 40 years of your working career, you earn an average of $4000 income.

$4000 x 13 months x 40 years = $2,080,000

2 million DOLLARS!

and insurance, WE protect your earning power.
You transfer the risk of not be able to earn that 2millions dollars to a insurance company.
So you will have that 2million dollars by hook or by crook.

Then you say, ai ya, then if nothing happens to me leh. then i waste money paying premiums,
no no no. we give back the money with interests to you for your retirement, so that you won't have to work at kfc and macdonald at the age of 60s or 70s.

If you don't need it, it's a parting gift for your loved ones when you leave this world.

To me, the best investment, is still Life Insurance.
It pays you, when you need the money the most.

A widow cries twice,
once for the lost of her loved one.
once for the lost of the income which her loved one provides.